Financial support during pregnancy
If you’re considering adoption and worried about money, you’re not alone. Many women have questions about expenses and what kind of support may be available.
What financial support means — and what it doesn’t
If you’re considering adoption and worried about money, you’re not alone. Many women have questions about expenses and what kind of support may be available during pregnancy.
It’s important to know that adoption agencies do not pay women to place a child for adoption. Receiving payment in exchange for adoption is prohibited by law in all 50 states. Families are not allowed to offer money directly for a baby.
However, when you work with a licensed adoption agency, financial assistance may be available to help cover certain pregnancy-related living expenses. This support exists to help reduce financial stress during pregnancy and is provided in a legal, regulated, and ethical way.
Support that helps you get through pregnancy
What financial support may include
If you’re worried about how you’ll afford rent, groceries, or medical care during pregnancy, you’re not alone. Financial support may be available to help cover pregnancy-related living expenses, so you can focus on your health and what comes next.
Housing & Utilities
Help with rent and basic utilities may be available, so you have a safe and stable place to live during pregnancy.
Groceries & Essentials
Support may include help with groceries and everyday necessities, easing the stress of meeting basic needs.
Medical & Pregnancy-Related Expenses
Assistance may be available for prenatal care and other pregnancy-related medical costs, depending on your situation.
How support can help during pregnancy
Financial support during pregnancy isn’t about checking boxes or following a script. It’s meant to ease immediate stress — so you can focus on your health and what feels right for you.
It starts with a conversation
We begin by listening to what you’re dealing with — your concerns, your needs, and what kind of support might help right now.
Support is based on your situation
Support is provided through a licensed adoption agency and follows state laws to ensure it’s ethical, transparent, and protective of you.
Handled carefully and legally
Support is provided through a licensed adoption agency and follows state laws to ensure it’s ethical, transparent, and protective of you.
Help with rent and utilities during pregnancy
Worrying about housing, utilities, or basic stability during pregnancy can feel overwhelming — especially if finances are already tight. You’re not alone in that fear, and you don’t have to navigate it by yourself.
If you’re working with a licensed adoption agency, financial support may be available to help cover pregnancy-related living expenses such as rent and essential utilities. This support is meant to help ensure you have a safe, stable place to live while you focus on your health and well-being during pregnancy.
Support is based on your individual situation and handled carefully, with your comfort, safety, and needs at the center of every decision.
Groceries & essentials during pregnancy
Pregnancy can make everyday needs feel suddenly heavier — especially when money is already tight. Worrying about groceries, toiletries, or basic household items can add stress at a time when your energy needs to go toward your health.
When working with a licensed adoption agency, financial support may be available to help cover groceries and everyday essentials during pregnancy. This support exists to help ensure you’re able to eat well, care for yourself, and get through each day with a little more stability.
Any assistance is based on your individual situation and handled carefully, with your dignity, comfort, and well-being as the priority.
Medical & pregnancy-related expenses
Pregnancy often brings medical needs that feel overwhelming — especially when finances are already stretched. Worrying about prenatal appointments, prescriptions, or other pregnancy-related care can add stress during a time when your health matters most.
When working with a licensed adoption agency, financial support may be available to help cover certain pregnancy-related medical expenses, depending on your situation and applicable state guidelines. This support exists to help ensure you’re able to receive appropriate care and focus on your well-being throughout pregnancy.
Any assistance is handled carefully and legally, with your comfort and dignity always at the center.
Asking questions doesn’t commit you to anything
Reaching out to learn about financial support or adoption doesn’t lock you into a decision. You can ask questions, explore your options, and take time to think — without pressure, expectations, or obligation.
You remain in control of your choices at every step.
What happens if you reach out
When you reach out, the goal isn’t to rush you into anything. It’s simply to offer information, support, and a real conversation — at your pace.
It starts with a conversation
You’ll talk with someone who listens first — to what you’re dealing with, what you’re worried about, and what support might help right now. There’s no pressure to decide anything.
Support is based on your situation
If financial assistance is available, it’s tailored to your needs and focused on pregnancy-related expenses like housing, food, and medical care — within guidelines designed to protect you and your choices.
You stay in control
You choose what to ask, what to explore, and what happens next. Asking questions doesn’t commit you to adoption or any plan.
You don’t have to figure this out alone
If you’re worried about money, pregnancy, or what your options really are, you’re not alone — and you don’t have to have answers before reaching out.
A conversation with Heart to Heart is simply a chance to ask questions, understand what support may be available, and talk with someone who will listen — without pressure or obligation.